Francecso Datini - Portrait, 20 years after his death

I had a dream tonight of a house fallen completely into pieces, in which were some members of my family…

The reason this dream gave me much to think upon is that there is a ship, which left Venice more than two months ago, which was going to Catalonia, and no news is known and I am up 300 florins, which are securities for my goods, as I guaranteed Domenico di Cambio’s ship, which sank the other day. I have learned that, in that ship,there was such merchandise from our company valued at 3000 florins and perhaps more, and even though that ship was insured in large part , it is not impossible that we will lose the value of 500 florins if she is lost,which is bad enough without a man having to plead his case with those assurors, since, when they made that insurance, it was a sweet thing for them to get their hands on some money, but when the disaster of a loss comes, it’s completely the opposite and each one plays the innocent and makes promises without paying; so we’ll see how we stand!

Francesco is referring to the insurors of his day – fellow merchants who take money (as he did himself for Domenico di Cambio) to cover the loss of cargo to storms or pirates. And it seems then as now, that there were many more reasons NOT to pay than to pay.

It has brought Francesco to a high state of anxiety, because there are four more forced loans, and he is pressed for cash. Like his fellow merchant Antonio, the Merchant of Venice, Francesco can be destroyed, along with his family. But he says

..bad as these things are they will seem like a fresh drink in the morning, if things continue to develop as they are.

I have told Nicholò …to send with our Nanni the mules on Sunday morning, and I will come the same day, if I can: I don’t know what I will do. On Saturday, I will tell you what there will be for you to do. I don’t know where I am.

For he will go to prison if he cannot pay the forced loan. His despair is real, and his disarray uncharacteristic.

He was not alone. For the second time in two days, grain inspectors had come to the house in Prato to assess howmuch grain they held. Malicious gossip in Florence had sent the inspectors back, because “not enough had been disclosed”. Monna Margherita pleads with him:

I ask you that you figure out a way to be back here by Easter [in 5 days time], because I am very worried by many things that have been said to me, and it is not enough that I have my own worries, but all your friends tell me nothing different, unless you involve yourself here in many pieces of business, which you know: you understand me!

God keep them!